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Routine and consequential digital actions should not always rely on identical checks. The answer to ‘Should Every Digital Action Require the Same Identity Check?’...

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Can Continuous Facial Recognition with Liveness Replace Existing Authentication? No. Passwords, one-time PINs, biometrics and multi-factor authentication still have important roles in deciding whether...

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Which in-app actions need additional identity assurance? The strongest candidates are actions that can move or redirect value, change who controls an account, expose...

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When should banks apply additional identity assurance? Banks should consider it when an in-app action can move money, change account control, redirect future payments...

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