Routine and consequential digital actions should not always rely on identical checks. The answer to ‘Should Every Digital Action Require the Same Identity Check?’...
Can Continuous Facial Recognition with Liveness Replace Existing Authentication? No. Passwords, one-time PINs, biometrics and multi-factor authentication still have important roles in deciding whether...
Which in-app actions need additional identity assurance? The strongest candidates are actions that can move or redirect value, change who controls an account, expose...
When should banks apply additional identity assurance? Banks should consider it when an in-app action can move money, change account control, redirect future payments...
Is identity verification at login enough to prevent unauthorised access? No, not by itself. Login verification helps an organisation establish who completed the initial...
Should every digital action require the same identity check? No. The level of identity assurance should reflect what the user is doing, the potential...
Does Continuous Facial Recognition with Liveness replace multi-factor authentication? No. It is intended to complement multi-factor authentication by adding identity assurance during an active...