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Identity verification remains a necessary defence against cybercrime, but it addresses only one stage of the user journey. It confirms identity when a person...

New financial conduct Bill to turbocharge AI, open finance

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South Africa’s proposed Conduct of Financial Institutions (COFI) Bill is designed to modernise market-conduct regulation by replacing fragmented requirements with a more coherent, activity-based...

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Digital onboarding and strong authentication help organisations establish who a user is when access begins. They do not automatically prove that the same person...

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