{"id":6600,"date":"2019-03-22T08:07:45","date_gmt":"2019-03-22T06:07:45","guid":{"rendered":"https:\/\/datanamixdev.wpengine.com\/credit-bureaus-rebut-e-toll-blacklisting-threats-2\/"},"modified":"2023-09-21T13:55:37","modified_gmt":"2023-09-21T11:55:37","slug":"credit-bureaus-rebut-e-toll-blacklisting-threats-2","status":"publish","type":"post","link":"https:\/\/www.datanamix.com\/media\/2019\/03\/22\/credit-bureaus-rebut-e-toll-blacklisting-threats-2\/","title":{"rendered":"Credit bureaus rebut e-toll blacklisting threats"},"content":{"rendered":"<p><em>SA\u2019s credit bureaus contradict threats by collection company ETC that non-payment of e-tolls could get road users blacklisted. <\/em><\/p>\n<p>Road users need not panic \u2013 non-payment of e-toll bills will not get you blacklisted.<\/p>\n<p>This is the firm word from SA\u2019s credit bureaus, in reaction to recent news around e-tolls and default judgments that has sparked a new wave of panic around the government\u2019s embattled highway tolling project.<\/p>\n<p>In a statement last week, the Credit Bureau Association (CBA) stated categorically that road users could not \u2013 and would not \u2013 be blacklisted for not paying their e-toll bills. \u201cInformation relating to e-tolls\/SANRAL [SA National Roads Agency Limited] will not be held on the credit bureaus.<\/p>\n<p>\u201cThe Transport Laws and Related Matters Amendment Act, 2013, which amended the South African National Roads Agency Limited and National Roads Act, 1998, specifically excludes the levying and collecting of e-tolls from the provisions of the National Credit Act, 2005 and the Regulations thereto, as amended from time to time (\u201cthe NCA\u201d).<\/p>\n<p>\u201cCredit bureaus receive, hold, display and remove consumer information in accordance with the provisions of the NCA and accordingly are not able to hold information which is specifically excluded from the provisions of the NCA.\u201d<\/p>\n<p>The CBA, an industry body representing 9 of the 14 registered credit bureaus within South Africa, further stated that any information relating to e-tolls or SANRAL, which had been \u201cinadvertently\u201d loaded onto a consumer profile, would be removed.<\/p>\n<p>\u201cIf any consumer is aware that information relating to e-tolls\/SANRAL has been loaded to his\/her consumer profile, please contact one of the [listed] credit bureaus to lodge a dispute and this information will be removed.\u201d<\/p>\n<p>The CBA represents Compuscan, Consumer Profile Bureau, Cred-IT Data Risk Management Solutions, Experian, Inoxico, Lexis Nexis Risk Management Services, Tenant Profile Network, TransUnion and Xpert Decision Systems (XDS).<\/p>\n<p><strong>What sparked the panic?<\/strong><\/p>\n<p>The CBA\u2019s setting straight of the record comes after reports last weekend that a Gauteng motorist had been denied credit after being blacklisted for owing R60 000 in e-toll fees.<\/p>\n<p>According to <a href=\"https:\/\/www.iol.co.za\/saturday-star\/news\/e-tolls-blacklist-shocker-for-gauteng-resident-19915701\">IOL<\/a>, at least 25 other e-toll defaulters had also been given default judgments. Default judgments arise when a debtor does not respond or defend a summons they have received, and a default judgment automatically means blacklisting.<\/p>\n<p>Shortly after reports of the shock discovery by the Gauteng consumer, Electronic Toll Collection (ETC) \u2013 the body appointed by Sanral to collect e-toll fees \u2013 said it had applied to the courts for about 1 400 default judgments against road users who had neglected to pay their e-toll fees, and had ignored court summonses.<\/p>\n<p>According to <a href=\"https:\/\/ewn.co.za\/2019\/03\/18\/e-tolls-collection-company-applies-for-1-400-default-judgments-for-blacklisting\">Eyewitness News<\/a>, ETC chief executive Coenie Vermaak said that over 15 000 summonses had been sent to court for e-toll users who had not settled their e-toll accounts.<\/p>\n<p><em>\u00a0<\/em><em>*To read the law that underpins the CBA\u2019s statement first-hand, click <\/em><a href=\"https:\/\/www.gov.za\/documents\/transport-laws-and-related-matters-amendment-act\"><em>HERE<\/em><\/a><em>.<\/em><\/p>\n<p><strong><em>\u00a0<\/em>[REFERENCES]\u00a0\u00a0<\/strong><\/p>\n<ol>\n<li>Credit Bureau Association: <a href=\"https:\/\/www.cba.co.za\/\">Consumer information relating to e-tolls<\/a><\/li>\n<li>za \u2013 <a href=\"https:\/\/www.gov.za\/documents\/transport-laws-and-related-matters-amendment-act\">Transport Laws and Related Matters Amendment Act 3 of 2013<\/a><\/li>\n<li>Eyewitness news \u2013 <a href=\"https:\/\/ewn.co.za\/2019\/03\/18\/e-tolls-collection-company-applies-for-1-400-default-judgments-for-blacklisting\">E-tolls collection company applies for 1400 default judgments for blacklisting<\/a><\/li>\n<li>Business Tech \u2013 <a href=\"https:\/\/businesstech.co.za\/news\/business\/305970\/pay-your-e-tolls-or-face-being-blacklisted\/\">\u2018Pay your e-tolls or you will be blacklisted\u2019<\/a><\/li>\n<li>IOL \u2013 <a href=\"https:\/\/www.iol.co.za\/saturday-star\/news\/e-tolls-blacklist-shocker-for-gauteng-resident-19915701\">E-tolls blacklist shocker for Gauteng resident<\/a><\/li>\n<\/ol>\n<p>Source: pbVerify News<\/p>\n","protected":false},"excerpt":{"rendered":"<p>SA\u2019s credit bureaus contradict threats by collection company ETC that non-payment of e-tolls could get road users blacklisted. Road users need not panic \u2013 non-payment of e-toll bills will not get you blacklisted. This is the firm word from SA\u2019s credit bureaus, in reaction to recent news around e-tolls and default judgments that has sparked [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":8713,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[2],"class_list":["post-6600","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-datanamix-news","tag-cloud-computing"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Credit bureaus rebut e-toll blacklisting threats - Datanamix - News and Blog Media<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.datanamix.com\/media\/2019\/03\/22\/credit-bureaus-rebut-e-toll-blacklisting-threats-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit bureaus rebut e-toll blacklisting threats\" \/>\n<meta property=\"og:description\" content=\"SA\u2019s credit bureaus contradict threats by collection company ETC that non-payment of e-tolls could get road users blacklisted. 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